Transactions Available at Shared Branches

  • Cash withdrawals will be limited to the lesser of the member's available balance
    or the Outlet's available cash (at least $500)

  • Deposits (rolled coins not accepted)

  • Check withdrawals (limited to funds available)*

  • Travelers Checks (no fees for single signature checks; dual signature checks are subject to credit union service fee)*

  • Loan Payments

*For all transactions, acceptable primary identification is required. 

Acceptable identification must have photograph, signature and valid expiration date and is limited to the following: state driver’s license, state ID, US Armed Forces ID, passport, and alien identification card.  

Immediate Credit Will Be Given for the Following Transactions

  • Cash deposits

  • Government checks (Federal, State and Local)

  • Federal Reserve Bank or Federal Home Loan Bank checks

  • Official checks from other depository institutions (cashiers checks, teller checks)

  • Official checks from the sponsors or parent companies of host credit unions in accordance with host credit union policy

  • Travelers checks

  • Money orders

All other checks will be subject to holds.

Holds

  • Local checks - 3 business days

  • Non-Local checks - 5 business days

The length of hold is counted in business days beginning with the first business day following the day of deposit. Every day is a business day except Saturday, Sunday, and Federal holidays. Deposits made on Saturday are considered to be made on the following Monday.

 

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